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Reduction of the level of risk

In order to reduce the risk premium on its shares Topdanmark has, over recent years, gradually reduced the Group's risk profile. Read more about the most significant measures

Operational risk

Operational risk is the risk of incurring a loss due to insufficient or faulty internal procedures or human or systematic errors. Operational risk includes the risk of breakdowns of the IT systems. Read more about IT exposure

Credit risk

To limit the risk on bond and loan debtors most of the investments are made in bonds of high credit rating and the remaining portfolio is well diversified both geographically and with regard to the type of debtor - and therefore the exposure to the concentration of risks is insignificant. Read more

Graf